Jammu: Jammu and Kashmir Bank has appointed Ketan Kumar Joshi as its new Chief Financial Officer (CFO) for a term of three years, replacing Fayaz Ahmad Ganai.Â
Joshi is a seasoned finance and banking professional with over two decades of experience across Indian and international financial institutions. Before joining J&K Bank, he served as CFO at North East Small Finance Bank Ltd. from 2019 to 2024. During his tenure, he led several critical initiatives, including a major system migration from FIS (PROFILE) to BSG (TURING), aimed at enhancing operational efficiency and aligning capital growth with the bank’s expansion strategy and regulatory compliance.
In addition to his domestic experience, Joshi brings a wealth of international expertise, having held CFO positions at Maiwand Bank, Bakhtar Bank, and Ghazanfar Bank in Afghanistan. He also served as Senior Vice President at Bank of Tokyo-Mitsubishi UFJ Ltd. in Mumbai.
An alumnus of commerce, Joshi is a chartered accountant by qualification. He also holds certifications in Company Secretary (Group 1), JAIIB, and IFRS from the National Institute of Bank Management (NIBM).
A spokesperson for J&K Bank stated that Joshi’s appointment reflects the bank’s commitment to strengthening its leadership team and enhancing financial governance as it continues to grow its presence and performance in the Indian banking sector.
