New Delhi: The International Monetary Fund (IMF) has recognised India’s Unified Payments Interface (UPI) as the world’s largest small change payment system.
This was based on a survey conducted by the IMF in June 2025, where UPI was ranked ahead of other real-time payment platforms in the world.
Even the ACI Worldwide 2024 report ranks UPI as the No 1 real-time digital payment system in the world.
According to this report, worldwide, 49 per cent of real-time payment transactions are happening today through UPI.
The total digital payment transaction amount happening through UPI is 129.3 billion. Brazil, China and South Korea are widely lagging.





































