HDFC Bank Q4 FY26 Update: Advances Rise 10 pc, Deposits Surge 14.4 pc YoY

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Summary

HDFC Bank Q4 FY26 advances rise 10 per cent to Rs 30,575 billion.
Total deposits jump 14.4 per cent to Rs 31,055 billion in Q4 FY26.
Bank expands network to 9,616 branches and 21,176 ATMs nationwide.

Noida, Apr 4 (APAC Media): Major private sector lender HDFC Bank on Saturday reported steady growth in its loan book and deposits for the quarter ended March 31, 2026, reflecting sustained business momentum, according to a BSE filing.

“The Bank’s average advances under management stood at Rs 29,644 billion for the March 2026 quarter, reflecting a growth of around 10.0 per cent compared to Rs 26,955 billion in the corresponding March 2025 period,” HDFC Bank said in a filing.

Therefore, period-end advances under management stood at approximately Rs 30,575 billion as of March 31, 2026, marking a 10.2 per cent year-on-year growth. Gross advances outpaced overall loan growth, rising 12 per cent to around Rs 29,600 billion at the end of the quarter.

The lender reported robust performance, with average deposits increasing 12.8 per cent year-on-year to Rs 28,511 billion. The growth was supported by both CASA (current account savings account) and time deposits. Average CASA deposits rose 10.8 per cent to Rs 9,184 billion, while average time deposits grew 13.7 per cent to Rs 19,327 billion during the quarter.

At the end of March 2026, total deposits at the bank stood at approximately Rs 31,055 billion, recording a robust 14.4 per cent rise compared to the same period last year.

CASA deposits reached Rs 10,605 billion, up 12.3 per cent, while time deposits increased 15.5 per cent to Rs 20,450 billion.

“The Bank’s period-end advances under management were approximately Rs 30,575 billion as of March 31, 2026, registering a growth of around 10.2 per cent compared to Rs 27,733 billion a year earlier,” the bank added.

The disclosure was made in compliance with Securities and Exchange Board of India regulations. The bank added that its financial results for the quarter and full year will be subject to audit by statutory auditors.

HDFC Bank, India’s largest private sector lender, had a distribution network of 9,616 branches and 21,176 ATMs across 4,170 cities and towns as of 31 December 2025, up from 9,143 branches and 21,049 ATMs across 4,101 cities and towns a year earlier.